Upgrade Your Home Loan
Simplifying Your Home Balance Transfer and Top-up Loan!
Better than a personal
Unlock lower interest rates on your Home BT + Topup loan for all your financial needs!
Pre-approved just for you!
Achieve top eligibility with a strong financial history.
Smaller EMIs, longer tenures!
Quick disbursal to meet all your financial needs.
Enhance Your Home with BT and Topup Solutions
Discover Nine Finsol’s Home Balance Transfer (BT) + Top-Up Loans for flexible home financing. Lower EMIs with balance transfer or fund renovations seamlessly, tailored to meet your evolving needs and enhance financial stability.
Simplify your finances with Nine Finsol’s Home BT + Top-Up Loan process, featuring competitive rates and personalized terms. Our dedicated mortgage specialists ensure clarity and efficiency every step of the way.
Take the first step: Our loan application process is simple.
How a chat with us: Our team will come meet you and understand your needs.
Relax, it’s all digital!: it’s simple and secure for your time and energy.
You get a loan: We guarantee a sanction in just 48 Hours.
Here's your document checklist
Professional documents
Bank statement
ITR
Personal documents
Aadhaar card
PAN card
Driver license
Voter ID
Passport
Residential documents
Sale deed
Property tax
Loan Calculator
Loan EMI
Total Interest
Total Amount
(Principal + Interest)
LET'S TALK
Home Balance Transfer (BT) + Top-Up FAQ
A Home Balance Transfer (BT) + Top-Up Loan allows homeowners to transfer their existing home loan balance to another lender for better terms, along with an additional loan amount (top-up) for personal or home improvement purposes.
Benefits include potentially lower interest rates, reduced EMIs (Equated Monthly Installments), improved loan terms, and savings on overall interest payments by transferring your existing home loan to a lender offering better conditions.
A Top-Up Loan is an additional loan amount offered on top of your existing home loan balance when you opt for a balance transfer. This amount can be used for purposes such as home renovations, education, or any other personal expenses.
Eligibility criteria typically include factors such as repayment history of existing home loan, current home value, income stability, creditworthiness, and the lender's policies. Each lender may have specific requirements.
Commonly required documents include proof of identity (passport, Aadhar card, PAN card), proof of address, income proof (salary slips, bank statements), property documents (title deed, loan statements), and documents related to the top-up loan purpose.
Yes, many lenders offer online applications for Home Balance Transfer (BT) + Top-Up Loans. You can check your eligibility, compare offers, and submit your application through the lender's website or mobile app for convenience.
