Optimize Your Mortgage
Streamlining Your Mortgage Balance Transfer + Top-Up Loan Journey!
Optimized Interest Rates
Get competitive rates for your Mortgage (BT) + Top-Up loan needs!
Tailored Pre-approval
Enjoy personalized eligibility based on your financial track record.
Flexible Repayment Options
Benefit from quick funding and flexible repayment terms.
Maximize Your Mortgage with BT and Top-Up Options
Welcome to Nine Finsol, your trusted partner for Mortgage Balance Transfer (BT) + Top-Up Loans. We offer competitive rates and flexible terms to help you reduce your mortgage interest rates and access additional funds for home renovations or other needs. Our streamlined process ensures quick approvals and seamless balance transfers, saving you time and money. With our dedicated team of mortgage specialists, we provide personalized support every step of the way. Choose Nine Finsol for a hassle-free mortgage financing experience.
Take the first step: Our loan application process is simple.
How a chat with us: Our team will come meet you and understand your needs.
Relax, it’s all digital!: it’s simple and secure for your time and energy.
You get a loan: We guarantee a sanction in just 48 Hours.
Here's your document checklist
Professional documents
Bank statement
ITR
Personal documents
Aadhaar card
PAN card
Driver license
Voter ID
Passport
Residential documents
Sale deed
Property tax
Loan Calculator
Loan EMI
Total Interest
Total Amount
(Principal + Interest)
LET'S TALK
Mortgage BT + Top-Up FAQ
A Mortgage Balance Transfer (BT) + Top-Up Loan allows homeowners to transfer their existing mortgage loan balance to another lender for better terms, along with an additional loan amount (top-up) for personal or property-related purposes.
Benefits include potentially lower interest rates, reduced EMIs (Equated Monthly Installments), improved loan terms, and savings on overall interest payments by transferring your existing mortgage loan to a lender offering better conditions.
A Top-Up Loan is an additional loan amount offered on top of your existing mortgage loan balance when you opt for a balance transfer. This amount can be used for purposes such as home renovations, expansions, or other personal expenses.
Eligibility criteria typically include factors such as repayment history of existing mortgage loan, current property value, income stability, creditworthiness, and the lender's policies. Each lender may have specific requirements.
Commonly required documents include proof of identity (passport, Aadhar card, PAN card), proof of address, income proof (salary slips, bank statements), property documents (title deed, mortgage statements), and documents related to the top-up loan purpose.
Yes, many lenders offer online applications for Mortgage Balance Transfer (BT) + Top-Up Loans. You can check your eligibility, compare offers, and submit your application through the lender's website or mobile app for convenience.
